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Kalpay Terms and Conditions

  • JEEVA TEXTILE is now live with KalPay, Pakistan’s largest Buy Now, Pay Later platform! Buy your favorite JEEVA TEXTILE products now in 3 easy installments at 0% interest.
  • To shop with KalPay add items to your cart with a total price between Rs. 1,500 and Rs. 30,000.
  • At checkout, select KalPay as the payment method to pay in 3 monthly interest-free installments with a debit or credit card (Mastercard or VISA).
  • JEEVA TEXTILE Refund & Exchange policy will be applicable to all Kalpay buying.
  • In case of full refund, the customer's installment plan is dismissed and the first installment amount charged is refunded to the customer in 7-10 business days.
  • In case of partial refund, the customer's installment plan is dynamically adjusted according to new amount and the partial refund amount from first installment is adjusted automatically in the plan.
  • If a customer wants to exchange product(s) in terms of size/color or with an item costing the same price, JEEVA TEXTILE will do it as per the available inventory.
  • If a customer wants to exchange product(s) that cost greater than the previous order amount, they have to pay the additional amount in cash, directly to the merchant.
  • KalpayPay is only functional for local orders.
  • KalPay is also applicable for orders done locally but delivered internationally.
  • In case of default of Installment payments, Kalpay has the right to limit your use of this service until all previous balance has been cleared.
  • This payment method is also available in-stores. Visit your nearest JEEVA TEXTILE’S outlet to avail KalPay’s Buy Now, Pay Later service.


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